Loan programs

One application. Every major program.

We shop it across lenders so the loan fits you, not the other way around.

The most common choice. Flexible terms and options for buyers with solid credit and a down payment of any size.

Low down payment options and flexible credit. Often the right fit for first-time buyers and anyone rebuilding credit.

For eligible veterans, service members, and surviving spouses. No down payment required, no monthly mortgage insurance.

No down payment required in eligible rural and small-town areas. Many Central Illinois towns qualify.

Down payment assistance, low down options, and a plain-English walkthrough of what the numbers mean.

Qualify on the property rent instead of your tax returns. For buy-and-hold investors building a portfolio.

Rate and term, cash out, or shortening the clock. We tell you whether it makes sense before you apply.