Loan programs

Conventional loans

The most common choice. Flexible terms and options for buyers with solid credit and a down payment of any size.

The application takes 10 to 15 minutes and includes a credit check; that is what makes a pre-approval real. A conversation never pulls your credit.

A good fit if

  • Solid credit and steady income
  • A down payment you have saved or been gifted
  • Primary homes, second homes, and investment properties

Keep in mind

  • Mortgage insurance applies below certain down payment levels and can be removed later
  • Pricing responds to credit score and down payment; we show you the tradeoffs
FAQ PLACEHOLDER: port the 5 to 6 FAQs for this program from the July build.

Not sure which program?

Text us what you are trying to do and we will tell you what fits. A conversation never pulls your credit.

The application takes 10 to 15 minutes and includes a credit check; that is what makes a pre-approval real. A conversation never pulls your credit.

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