Loan programs
Conventional loans
The most common choice. Flexible terms and options for buyers with solid credit and a down payment of any size.
The application takes 10 to 15 minutes and includes a credit check; that is what makes a pre-approval real. A conversation never pulls your credit.
A good fit if
- Solid credit and steady income
- A down payment you have saved or been gifted
- Primary homes, second homes, and investment properties
Keep in mind
- Mortgage insurance applies below certain down payment levels and can be removed later
- Pricing responds to credit score and down payment; we show you the tradeoffs
FAQ PLACEHOLDER: port the 5 to 6 FAQs for this program from the July build.
Not sure which program?
Text us what you are trying to do and we will tell you what fits. A conversation never pulls your credit.
The application takes 10 to 15 minutes and includes a credit check; that is what makes a pre-approval real. A conversation never pulls your credit.