Loan programs

USDA loans

No down payment required in eligible rural and small-town areas. Many Central Illinois towns qualify.

Start the applicationText us first

The application takes 10 to 15 minutes and includes a credit check; that is what makes a pre-approval real. A conversation never pulls your credit.

A good fit if

  • A home in an eligible area
  • Household income within program limits
  • A primary residence

Keep in mind

  • Eligibility is by address and income; we check both before you shop
  • Guarantee fees apply
FAQ PLACEHOLDER: port the 5 to 6 FAQs for this program from the July build.

Not sure which program?

Text us what you are trying to do and we will tell you what fits. A conversation never pulls your credit.

Start the applicationText us first

The application takes 10 to 15 minutes and includes a credit check; that is what makes a pre-approval real. A conversation never pulls your credit.

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